Our Mission
It's About You
At Income Harbor Wealth Management, our priority is your peace of mind when it comes to your financial future. We're dedicated to supporting you and your family in crafting a personalized plan tailored to your aspirations. Together, we'll pave the way for a fulfilling and adaptable retirement that aligns with your unique goals. Our mission is to ensure you feel empowered and prepared for whatever lies ahead, addressing financial uncertainties along the way.
About Us
David Maldonado, CFP®
Founder of Income Harbor Wealth Management
David Maldonado specializes in helping people reach their retirement goals through the use of innovative retirement strategies and comprehensive retirement services. He has been in the financial services industry since 2012 and takes pride in helping clients achieve a clear financial picture in an effort to create a retirement income they won’t outlive.
As a CERTIFIED FINANCIAL PLANNER™ professional, David understands the importance of ensuring his clients receive all the information they need in order to make decisions that best meet their specific situation. He is a proud graduate of Fordham Preparatory High School and Hunter College, Class of 1999. He is an Investment Adviser Representative and holds a State of New Jersey License for Life, Accident & Health Insurance.
COURTESY LINKS
Strategic Alliances
Michael Binger, CFA®
Michael Binger, CFA®
Michael Binger, CFA®
President of Gradient Investments, LLC
Mr. Binger is the President of Gradient Investments. He has been with Gradient Investments since 2012 and has more than 30 years of total investment management experience. Mr. Binger’s prior roles include managing multi-billion dollar investment products for a large institutional asset manager. He graduated with a bachelor’s degree from the University of Minnesota and is a CFA® charterholder. We believe that he brings a depth of market experience that is rare within the industry and has been a featured contributor with several media outlets including CNBC, Fox Business, Barron’s, and The Wall Street Journal.
Jeremey Bryan, CFA®
Michael Binger, CFA®
Michael Binger, CFA®
Senior Portfolio Manager of Gradient Investments, LLC
Mr. Bryan is a Senior Portfolio Manager for Gradient Investments. He has been with Gradient Investments since 2016 and has over 15 years of total investment management experience. Mr. Bryan’s job history includes equity research and portfolio management roles for institutional asset managers in Minneapolis and New York. He has been a frequent contributor to media outlets including CNBC, Fox Business, Reuters, and The Wall Street Journal. Mr. Bryan graduated with a bachelor’s degree from St. Cloud State University, earned an MBA from the University of St. Thomas, and is a CFA® charterholder.
Tyler Ellegard, CFA®
Michael Binger, CFA®
Tyler Ellegard, CFA®
Portfolio Manager of Gradient Investments, LLC
Tyler Ellegard, CFA®, serves as an Portfolio Manager for Gradient Investments, LLC. Prior to his current role with GI, he served as an investment analyst where he assisted the Portfolio Managers with analysis of portfolio performance and with the proprietary investment analysis on individual security selection.
Prior to Gradient , Tyler worked for US Bancorp in Minneapolis, MN as a Wealth Management Advisor where his primary responsibility was building custom investment portfolios tailored to clients specific investment objectives and risk tolerences. Tyler is a graduate of the University of Minnesota with a Bachelor of Science degree in Applied Economics with an emphasis in Finance.